All phases
1
Pre-Construction & Permitting
Paper before dirt. Every day saved here is a day off the loan.
Typical duration: 4–12 weeks
4 steps
0/19 complete
11–2 weeks
Zoning & Lot Due Diligence
Confirm the lot can legally hold the house you plan to build before spending a dollar on plans.
Builder / Super
Survey & Engineering
Prerequisites & handoff
- Recorded deed / title commitment and legal description
- Plat map with easements and utility corridors
- HOA or architectural review guidelines (if applicable)
Critical measurements & tolerances
- Front / side / rear setbacks per zoning district — verify in feet from property line, not from curb
- Max lot coverage and impervious surface percentage
- Max building height, typically measured from average natural grade to mid-point of roof
- Flood zone / base flood elevation (BFE) — finished floor usually required 1'–2' above BFE
Permits & inspection milestones
- Zoning verification letter
- HOA architectural approval
- Variance application if any setback or height is exceeded
Field tips & tricks
- Walk the lot with the plat and a 300' tape before you order plans. Pin corners disappear; iron is truth.
- Look up, not just down: overhead power and tree canopy drive crane and truss-set access.
- Ask the utility provider for available service capacity in writing. 'It's in the street' is not a commitment.
Field checklist
0 / 5 complete- Title / easements reviewed
- Setback envelope drawn on plat
- Flood zone determination pulled
- Utility availability confirmed in writing
- HOA submittal package sent
21–3 weeks
Geotechnical Report & Boundary Survey
Soil bearing capacity and a stamped survey drive the entire foundation design.
Survey & Engineering
Prerequisites & handoff
- Lot access for drill rig
- Clearing of borehole paths
Critical measurements & tolerances
- Allowable soil bearing pressure (commonly 1,500–3,000 psf) — footing size math depends on it
- Plasticity index / expansive clay potential (PI > 20 usually means post-tension or pier-and-beam)
- Depth to groundwater and to competent bearing strata
- Boundary survey with corner pins and topo at 1' contours
Permits & inspection milestones
- Stamped boundary + topographic survey
- Geotechnical report for plan review
Field tips & tricks
- Order borings before the foundation engineer starts, not after. Redesign costs more than the borings.
- Get spot elevations at all four corners plus the crown of the street — that's your drainage story.
Field checklist
0 / 4 complete- Borings complete
- Geotech report received and forwarded to engineer
- Boundary + topo survey stamped
- Corner pins flagged and protected
33–8 weeks
Construction Documents & Engineering
Architectural set, structural engineering, energy compliance, and site plan packaged for submittal.
Builder / Super
Survey & Engineering
Prerequisites & handoff
- Approved floor plan and elevations
- Geotech report
- Survey
Critical measurements & tolerances
- Design wind speed, exposure category, and seismic design category from the code map
- Energy code compliance path (prescriptive R-values or performance ACH50 target)
- Foundation plan: footing widths, slab thickness, rebar or tendon layout
- Truss / roof loads: dead + live + snow per local amendment
Permits & inspection milestones
- Sealed structural plans
- Energy compliance certificate (e.g. ResCheck or equivalent)
- Site plan / drainage plan
Field tips & tricks
- Have the plumber and HVAC contractor red-line the plan before submittal — plumbing walls and duct chases are cheapest to fix on paper.
- Lock down cabinet and appliance specs early; they set blocking, gas, and electrical rough-in locations.
Reference documents
View in library →- International Residential Code (IRC) — free read · Code reference
- International Energy Conservation Code (IECC) · Code reference
- ACCA Manuals J, S & D · Industry standard
Field checklist
0 / 5 complete- Architectural set complete
- Structural stamped
- Energy compliance done
- Trades reviewed plans
- Plan set printed for field
42–8 weeks
Permit Submittal, Review & Issuance
Building permit plus the trade permits and pre-construction site protections.
Builder / Super
Inspections
Prerequisites & handoff
- Complete plan set
- Contractor license and insurance on file
- Fees paid
Critical measurements & tolerances
- Impact / tap fees calculated on conditioned square footage
- Silt fence length and inlet protection per erosion control plan
- Temporary power pole distance from final meter location and required clearances
Permits & inspection milestones
- Building permit
- Separate plumbing, electrical, mechanical permits
- Driveway / right-of-way cut permit
- Erosion control (SWPPP) permit and posted notice
- Water / sewer tap or septic permit, well permit
- Temporary power release
Field tips & tricks
- Answer plan-review comments in a single consolidated resubmittal. Drip-feeding responses restarts the review clock.
- Post the permit card and approved plans in a weather-tight box on site day one — a missing card fails inspections.
- Schedule the temp power drop the day the permit is issued; utility lead times outrun your excavator.
Reference documents
View in library →- International Residential Code (IRC) — free read · Code reference
- NFPA 70 National Electrical Code — free access · Code reference
- EPA Stormwater Construction General Permit · Code reference
Field checklist
0 / 5 complete- Permit issued and card posted
- Trade permits pulled
- SWPPP installed and inspected
- Temp power and temp water set
- Portable toilet and dumpster on site